Auto Insurance Services

Get the Right Auto Insurance Policy for Your Needs

If you drive a car, having it insured is a necessity. If you're looking to get covered, turn to Blue Water Insurance. We're an independent agency with the ability to shop multiple providers and get you the lowest rate possible.

Our experienced agents will take the time to understand your needs and what works best for your budget. And then we'll back it all up with exceptional customer service.

Learn More About Auto Insurance

Auto insurance can be a complicated matter. Many people have an insurance policy on their vehicle but aren't exactly sure how they are covered or how best to utilize their insurance. Below, you'll be able to learn more about the basic types of car insurance and how to obtain the coverage you need.

• Collision Coverage – This is the basic insurance type.  It covers your vehicle if you collide with another car and with other objects, including walls, barriers, and bridges.
• Comprehensive Coverage – This covers anything that may happen to your car that is not directly related to a collision, including unfortunate events like theft, fire, hitting a deer, or vandalism.
• Liability Coverage – This type of coverage covers damage to other people's vehicles or property when you are at fault in an accident. Liability coverage is often mandated by law, so it's essential that you make sure you have an adequate amount.
• Medical Payments – In some states, this is called PIP (Personal Injury Protection). If an accident occurs while you're driving, medical payments pay for any injuries to you or your passengers. Medical payment insurance varies from state to state, so again, it's important to make sure you have the proper coverage.

Now that you have a better idea of how auto insurance works, you're probably ready to search for the right coverage for your needs. The best way to handle this is by working with an independent agency like Blue Water Insurance that will allow you to compare insurance quotes online.

By doing this, you can rest easy knowing you are getting the lowest rates and the personal attention you deserve. Contact us today to learn more or for a free quote.